| Figures in NRs Thousand |
UNAUDITED FINANACIAL STATUS
As at 1st Quarter(Ashwin, 2066) of the Fiscal Year 2066/67
|
S.N. |
Particular |
This Quarter Ending |
Previous Quarter Ending |
Corresponding Previous Year Quarter Ending |
1 |
Total Capital & Labilities (1.1 to1.7) |
1,565,377 |
1,585,465 |
1,177,678 |
1.1 |
Paid up Capital |
126,895 |
126,895 |
89,700 |
1.2 |
Reserves & Surplus |
48,842 |
44,845 |
48,162 |
1.3 |
Debenture and Bond |
- |
- |
- |
1.4 |
Borrowing |
65,000.0 |
15,000.0 |
- |
1.5 |
Total Deposits (a+b) |
1,253,948 |
1,156,623 |
901,265 |
|
a. Domestic Currency |
1,253,948 |
1,156,623 |
901,265 |
|
b. Foreign Currency |
- |
- |
- |
1.6 |
Income Tax Liability |
- |
- |
- |
1.7 |
Other Liabilities |
70,692 |
242,102 |
138,551 |
2 |
Total Assets (2.1 to 2.7) |
1,565,377 |
1,585,465 |
1,177,678 |
2.1 |
Cash & Bank Balance |
423,678 |
444,372 |
294,482 |
2.2 |
Money at call and short notice |
- |
- |
- |
2.3 |
Investments |
26,533 |
38,219 |
66,409 |
2.4 |
Loans and Advances |
1,083,344 |
1,084,144 |
787,400 |
2.5 |
Fixed Assets |
7,424 |
7,261 |
6,619 |
2.6 |
Non Banking Assets |
1,443 |
1,443 |
525 |
2.7 |
Other Assets |
22,956 |
10,026 |
22,243 |
3 |
Profit & Loss Account |
Up to this Quarter |
Up to Previous Quarter |
Up to Corresponding Previous Year Quarter |
3.1 |
Interest Income |
34,549 |
126,882 |
21,036 |
3.2 |
Interest Expenses |
28,693 |
77,681 |
16,517 |
| |
A. Net Interest Income (3.1 - 3.2) |
5,856 |
49,201 |
4,519 |
3.3 |
Fees, Commission and Discount |
621 |
3,079 |
115 |
3.4 |
Other Operating Income |
3,835 |
14,339 |
2,292 |
3.5 |
Foreign Exchange Gain/Loss (Net) |
- |
- |
- |
|
B. Total operating Income (A.+3.3+3.4+3.5) |
10,312 |
66,619 |
6,926 |
3.6 |
Staff Expenses |
2,230 |
8,152 |
1,303 |
3.7 |
Other Operating Expenses |
1,517 |
8,895 |
1,816 |
|
C. Operating Profit Before Provision (B.-3.6-3.7) |
6,565 |
49,572 |
3,807 |
3.8 |
Provision for Possible Losses |
285 |
5,501 |
- |
|
D. Operating Proffit (C.-3.8) |
6,280 |
44,071 |
3,807 |
3.9 |
Non Operating Income/Expenses (Net) |
- |
521 |
- |
3.10 |
Write Back Of Provision for Possible Loss |
- |
974 |
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10 |
6,280 |
45,566 |
3,807 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
- |
(809) |
- |
| |
F. Profit Before Bonus and Taxes (F+3.11) |
6,280 |
44,757 |
3,807 |
| 3.12 |
Provision for staff Bonus |
571 |
4,069 |
- |
| 3.13 |
Provision for Tax |
1,713 |
13,012 |
- |
| |
G. Net Profit/(Loss) (F.-3.12-3.13) |
3,996 |
27,676 |
3,807 |
4 |
Ratios (%) |
At the End of This Quarter |
At the End of Previous Quarter |
At the End of Corresponding Previous Year Quarter |
4.1 |
Capital fund to RWA |
13.94% |
15.98% |
15.67% |
4.2 |
Non Performing Loan (NPL) to Total Loan |
0.58% |
0.55% |
1.55% |
4.3 |
Total Loan Provision to Total NPL |
271.36% |
282.00% |
128.75% |
|
