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Deposit / Saving Schemes


OfficeCentral Finance Ltd well know to get much deposit from its value customer. Company is regualrly providing interest rates to its customer as well return to its shareholder. CFL is among frontline collecting public money as deposit in different schemes. Currently company has following major saving deposit schemes :

Saving Deposit
Fixed Deposit
Corporate Saving Deposit
Recurring Deposit



Our Deposit Schemes  
Normal Saving Account
 
• Minimum Balance to open account Rs. 1,000.00
• Interest Rate 8.50% p.a. on Monthly Average balance
   
Simple Saving Account
 
• Minimum Balance to open account Zero Balance
• Interest Rate 8.00% p.a. on daily balance
   
Special Saving Account  
• Minimum Balance to open account Rs. 10,000.00
• Interest Rate 8.50% -10.00 % on Daily Balance
Up to Rs 1 Lakh 8.50%
Up to Rs 10 Lakh 8.75%
Up to 20 Lakh 9.00%
Up to 30 Lakh 9.25%
Up to 50 Lakh 9.50%
Above 50 Lakh 10.00%
   
   
Central Bal Bachat Account  
• Minimum Balance to open account Rs. 200.00
• Interest Rate 8.50% p.a. on daily balance
   
Current Mahila Bachat Account  
• Minimum Balance to open account Rs. 200.00
• Interest Rate 8.50% p.a. on daily balance
   
Senior Citizens Saving Deposit Account  
• Minimum Balance to open account Rs. 500.00
• Interest Rate 8.50% p.a. on daily balance
   
Corporate Accounts  
• Minimum Balance to open account Rs. 5000.00
• Interest Rate 8.00% - 9.00% p.a. on daily balance
   
Provident Fund Deposit Account  
• Minimum Balance to open account As per requirement
• Interest Rate 8.0% p.a. on daily balance
   
Fixed Deposit Account  
• Minimum Balance to open account Rs. 10,000.00
• Interest Rate 3 Months to maximum period of 6 years
Fixed Deposits
Quarterly
Annually
On Maturity
3 Months
9.00%
-
-
6 Months
10.00%
-
-
1 Year
11.25%
11.50%
-
2 Year
11.50%
11.75%
12.00%
3 Years
11.75%
12.00%
12.25%
4 Years
12.00%
12.25%
12.50%
5 to 6 Years
12.25%
12.50%
12.75%
  Senior Citizens (55 years & above) + 0.25% on fixed deposit
   
Recurring Deposit Account can be opened by maintaining minimum balance of NRs. 300.00
• Amount to be deposited monthly equal installment.
S. no.
Time period of Deposit
Time of Amount Refunded
Amount payable upon maturity
1
42 Equal monthly Installments
43rd Month
Amount Equal to 50 Installments
   

Eligibility:

Corporate bodies.

Personal Account:

• Identification Card in the form of Citizenship
   Certificate/Passport/Other ID/PAN Card

Documents
The copy of the following certified documents has to be submitted while requesting for opening of Account

Nominees form:

• Photograph of the nominee
• Signature of the nominee

 

 
Clubs/Societies and Association:

• Copy of Registration Certificate
• Copy of Bye-Laws
• Copy of Resolution to Open and Operate the account
• List of members

Minors:
• Guardianship to be verified with related documents

Corporate body:

• Certificate of Incorporation
• Memorandum and Article of Association of the Company
• Resolution of Board of Directors to Open and Operate the account
• Sample of Company Seal
• Name of the Directors of the Board

 

Partnership Account:

• Certificate of Partnership Registration
• Copy of Partnership deed, if any

Proprietorship Account:

• Registration Certificate
• Identification of Proprietors


 
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